OakLeaf ownership costs
Two OakLeaf homes with similar prices can have different recurring costs. The CDD district, property category, bond assessment and separate association charges all matter, so compare the current records for each home instead of applying one OakLeaf estimate to both.
These adopted-budget examples show why the district and assessment category matter. They are not universal charges for every OakLeaf home.
Figures last verified July 2026 from the adopted FY2026 district budgets. Check the linked district sources for later budgets or amended assessment schedules.
| District and category | Annual maintenance assessments | Debt | Official annual total | Annual ÷ 12 |
|---|---|---|---|---|
| Double Branch, common single-family | $1,003.35 | $877.91 | $1,881.26 | $156.77 |
| Middle Village, common single-family | $953.88 | $851.86 | $1,805.74 | $150.48 |
| South Village, platted lot | $1,982.32 | $1,469.09–$1,484.00 | $3,451.41–$3,466.32 | $287.62–$288.86 |
South Village's $1,982.32 FY2026 annual maintenance total includes $1,438.00 for O&M/recreation and $544.32 for capital reserves. South Village's FY2026 platted-lot table separates three bond categories. Series 2016A1/2 shows $1,470.05 in annual debt and a $3,452.37 annual total. Series 2016A3 shows $1,484.00 and $3,466.32. Series 2019 shows $1,469.09 and $3,451.41.
The current tax bill for the home controls. The applicable district, property category, bond series and any documented debt prepayment can change the amount. Use the home's exact address as the lookup key for its current county tax record.
A Community Development District is a local special-purpose government. Its operations-and-maintenance assessment pays for current district operations and maintained facilities. Its debt assessment repays an applicable bond issue that financed district infrastructure or facilities.
Those are separate from HOA or POA dues, which follow the association's budget and governing documents. Condo or townhome charges, property taxes and the insurance quote are separate cost rows as well. Add them together for the home comparison, but do not describe one charge as though it pays for all of them.
The OakLeaf POA identifies Double Branch and Middle Village as separate districts with their own boards, budgets, policies and boundaries. For an Eagle Landing home, use the South Village CDD budget for the district assessment and the Eagle Landing association documents for the association dues and rules. Forest Hammock, WaterMill and attached-home communities also have their own association records.
The district budget shows its assessment categories. The association documents explain separate dues, property rules and owner responsibilities. Current amenity policies show which facilities the district or association operates and which access rules apply. Confirm all three for the home you are considering.
A debt assessment may have been prepaid for one home. In some cases, that may have happened through a past builder incentive. Either claim needs evidence for that particular home; it does not show that debt prepayment is common or that a builder is offering it now.
Even when a home's applicable debt assessment was prepaid, the district's ongoing operations-and-maintenance assessment may continue. Review the title or closing records and ask the district to confirm the claimed debt prepayment, then verify the current non-ad-valorem charges on the county tax bill.
The dated budget links below contain the FY2026 examples in the comparison table. Use the district and association sites for current budgets, policies and contacts, and use the county record for the home itself.
Keep the place decision separate: the OakLeaf area guide explains how the community is organized and what living there involves. This page stays focused on recurring charges and the records that support them.
Susie or Laura can help identify the district, association documents and current recurring charges for each home, then place those figures beside the tax bill and insurance quote before you make an offer.
Bring the two homes, current tax bills, district assessment tables, association documents and any records supporting a debt-prepayment claim.