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523 S 13th Ter, Fernandina Beach, FL 32034
523 S 13th Ter, Fernandina Beach, FL 32034
523 S 13th Ter, Fernandina Beach, FL 32034
523 S 13th Ter, Fernandina Beach, FL 32034
523 S 13th Ter, Fernandina Beach, FL 32034
523 S 13th Ter, Fernandina Beach, FL 32034
523 S 13th Ter, Fernandina Beach, FL 32034

523 S 13th Ter Fernandina Beach, FL 32034

$535,000

PENDING
Beds
3
Baths
3
Sqft
1,448
Acres
0.06
Year
2023
Days on Site
82 Days
Property Type
Residential
Sub Type
Single Family Residence
Per Square Foot
$369
Date Listed
Jul 1, 2026

Description of 523 S 13th Ter, Fernandina Beach, FL 32034

Listing details for 523 S 13th Ter, Fernandina Beach, FL 32034 : When you can't decide between downtown and the beach, choose a home that puts you between both. Built in 2023, 523 S. 13th Terrace offers something increasingly difficult to find on Amelia Island: newer construction in an established in-town location with easy access to both historic downtown Fernandina Beach and Main Beach. Inside, vaulted ceilings and an open floor plan create a bright, airy feel, while the kitchen brings everyone together with quartz countertops, stainless steel appliances, generous cabinetry, and a spacious island. A dedicated office nook provides just enough separation for working from home without sacrificing an entire room. Upstairs, three bedrooms offer comfortable separation from the main living spaces, including a spacious primary suite designed as a quiet retreat at the end of the day. Outside, the fenced backyard and extended raised patio create room for morning coffee, weekend grilling, pets, or simply enjoying a Florida evening at home. A one-car garage a adds everyday convenience, while major systems dating to the home's 2023 construction offer the benefits of newer construction and a lower-maintenance lifestyle. But the location is what changes how you live here. Bike or golf cart toward Centre Street for coffee, dinner, shopping, the marina, and waterfront sunsets. Head the other direction when Main Beach is calling. Whether your perfect Amelia Island day begins downtown or ends with your toes in the sand, you're positioned to enjoy both. 523 S. 13th Terrace isn't about choosing between two of Fernandina Beach's best lifestyles. Here, you don't have to. Love Where You Live.
Listing Updated : 09-23-2026 at 8:00 AM EDT
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by realMLS.
Listing Provided By

ANGELA R HEITZER, SUMMER HOUSE REALTY

Source

realMLS, MLS#: 2154960

For more information on this listing contact us at 904-595-9249
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Property History

DateEventPrice
9/23/2026
Pending sale
$535,000 0%
$369/sqft
Source:realMLS #2154960
9/16/2026
Price Change
$535,000 -1.8%
$369/sqft
Source:realMLS #2154960
8/13/2026
Price Change
$544,900 -0.9%
$376/sqft
Source:realMLS #2154960
7/1/2026
Listed for sale
$549,900
$380/sqft
Source:realMLS #2154960
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Streetview of 523 S 13th Ter, Fernandina Beach, FL 32034

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For more information on this listing contact us at 904-595-9249