Oct 29, 2026 5 min read
Clay County Flood Map Changes: November 18 Deadline to Appeal or Comment
Conceptual illustration of Clay County’s proposed FEMA flood-map changes and the November 18, 2026, appeal/comment deadline. It is not an actual flood map or an affected property.A proposed FEMA flood boundary could eventually change whether a Clay County homeowner needs flood insurance for a covered mortgage. But the opportunity to question that boundary comes first: November 18, 2026, is the de